Few things in Columbus rival a home game Saturday. Lots around Ohio Stadium fill hours before kickoff with grills, canopies, cornhole boards, and plenty of scarlet and gray. Tight parking rows can lead to dents, break-ins, and grill mishaps, and each may fall under a different policy.<\/p>\n
Typically covered by your auto policy.<\/strong> Comprehensive coverage generally handles theft, vandalism, falling objects, and fire damage to your vehicle while it’s parked. If you back into a light pole or another car while leaving, collision coverage usually applies to your vehicle, and your liability coverage addresses damage to the other car.<\/p>\n Lot operators commonly post signs disclaiming responsibility for damage, so your own coverage is often the first place to look.<\/p>\n Often covered by your homeowners or renters policy.<\/strong> Grills, canopies, coolers, and the TV you brought for the early games are personal property, not part of your car. Many homeowners and renters policies extend personal property coverage away from home. Items stolen from inside the car are often handled the same way.<\/p>\n Liability can come from more than one policy.<\/strong> If a grill flare-up damages the car parked next to you, or a guest trips over your setup, personal liability on a homeowners or renters policy may be the coverage that responds, since the incident isn’t tied to driving. If your parked vehicle rolls into another car, auto liability is more likely to apply. Serving alcohol to anyone underage adds serious risk, and an umbrella policy can add another layer, as our post on umbrella insurance for families<\/a> explains.<\/p>\n Gessel & Associates Insurance Agency in Columbus, OH can review your auto, home, and umbrella coverage before the next big game. Policy wording varies. Buckeye fans in Columbus, OH and London can reach out to Gessel & Associates Insurance Agency<\/a> anytime.<\/p>\n","protected":false},"excerpt":{"rendered":" Few things in Columbus rival a home game Saturday. Lots around Ohio Stadium fill hours before kickoff with grills, canopies, cornhole boards, and plenty of scarlet and gray. Tight parking rows can lead to dents, break-ins, and grill mishaps, and each may fall under a different policy. The Car Typically covered by your auto policy. […]<\/p>\n","protected":false},"author":1,"featured_media":15219,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[15,10,12],"class_list":["post-15218","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-insurance","tag-auto-insurance","tag-columbus","tag-gessel-associates-insurance-agency"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\tThe Setup<\/h2>\n
The Crowd<\/h2>\n
Game Day Habits That Help<\/h2>\n
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