As the weather warms up in Columbus, OH, boating enthusiasts eagerly anticipate the start of Ohio’s boating season. Whether you’re cruising on Alum Creek Lake, fishing on Hoover Reservoir, or enjoying the Scioto River, proper preparation is key to a safe and enjoyable experience. At Gessel & Associates Insurance Agency LLC, we want to ensure you’re ready for the water—both with your vessel and your boat insurance policy.

Getting Your Boat Ready for the Season

Before you hit the water, it’s essential to give your boat a thorough check-up. Here’s a quick checklist to ensure your vessel is in top shape:

• Inspect the Hull: Look for cracks, dents, or other damage that may have occurred during storage.
• Check the Engine: Test the engine, replace old oil, and ensure all components are functioning properly.
• Safety Equipment: Verify that life jackets, fire extinguishers, and first aid kits are onboard and in good condition.
• Navigation Tools: Update GPS systems and maps to reflect any changes in local waterways.
• Clean and Polish: Give your boat a good cleaning to remove dirt and debris from the off-season.

Why Your Boat Insurance Policy Needs a Spring Check-Up

Just like your vessel, your boat insurance policy needs to be reviewed before the season begins. Ohio’s waterways can present unique risks, and ensuring your coverage is up to date can save you from unexpected expenses. At Gessel & Associates Insurance Agency LLC, we recommend checking for the following:

• Coverage Limits: Make sure your policy covers the full value of your boat and any upgrades you’ve made.
• Liability Protection: Verify that you’re covered in case of accidents involving other boats or property.
• Specialized Coverage: If you own a fishing boat, jet ski, or pontoon, ensure your policy is tailored to your specific watercraft.
• Emergency Assistance: Check if your policy includes towing or roadside assistance for breakdowns on the water.

Ohio’s Boating Rules and Regulations

Ohio has specific boating laws that every vessel owner should know. For example, all boats must have proper registration, and operators must follow speed limits and safety guidelines. Additionally, certain waterways in Columbus, like Hoover Reservoir, have restrictions on motorized boats. Staying informed about these rules not only keeps you safe but also ensures your insurance policy remains valid in case of an incident.

Tips for a Safe and Fun Boating Season

Here are a few tips to make the most of your time on the water:

• Always wear a life jacket, even if you’re an experienced swimmer.
• Check the weather forecast before heading out to avoid storms or high winds.
• Keep a communication device, like a radio or cell phone, in case of emergencies.
• Respect wildlife and other boaters to maintain a peaceful environment.

Partnering with Gessel & Associates Insurance Agency LLC

At Gessel & Associates Insurance Agency LLC, we’re proud to serve Columbus, OH, and the surrounding areas. Our team understands the unique needs of Ohio boaters and is here to help you find the perfect insurance policy for your vessel. Whether you’re a seasoned captain or a first-time boat owner, we’ll work with you to ensure you’re fully protected this boating season.

Contact us today at Gessel & Associates Insurance Agency LLC to review your boat insurance policy and get ready for a safe and enjoyable time on Ohio’s waterways!