Winter in Columbus brings icy roads, heavy snow, and unpredictable weather. For local drivers, these conditions can lead to accidents, vehicle damage, and unexpected costs. Before the first snowflake falls, it’s important to make sure your auto insurance is ready to handle the challenges of winter driving.

Why Winter Driving in Columbus Is Risky

Columbus winters are known for their freezing temperatures and snowstorms. Icy roads can make it difficult to stop, while reduced visibility increases the risk of collisions. Even experienced drivers can find themselves in tricky situations, especially during rush hour traffic or on poorly maintained roads. That’s why having the right auto insurance coverage is essential.

Key Auto Insurance Coverages for Winter

When preparing for winter driving, it’s important to review your auto insurance policy to ensure you’re fully protected. Here are some coverages that can make a big difference:

• Collision Coverage: If you slide on ice and hit another vehicle or object, collision coverage can help pay for repairs to your car.
• Comprehensive Coverage: Winter weather can cause damage to your car, such as falling tree branches or hail. Comprehensive coverage protects against non-collision incidents like these.
• Roadside Assistance: Getting stranded in the cold is no fun. Roadside assistance can help with towing, jump-starts, and other emergencies.
• Uninsured Motorist Coverage: If you’re involved in an accident with an uninsured driver, this coverage ensures you’re not left paying for damages out of pocket.

Tips for Staying Safe on Columbus Roads

While auto insurance provides financial protection, safe driving is your first line of defense against winter accidents. Here are a few tips for navigating Columbus roads in the winter:

• Keep your tires properly inflated and check for adequate tread.
• Drive slower and leave extra space between your car and others.
• Clear snow and ice from your windows, mirrors, and lights before driving.
• Carry an emergency kit with essentials like a flashlight, blanket, and ice scraper.

Review Your Coverage Before Winter Hits

Winter driving in Columbus can be unpredictable, but your auto insurance doesn’t have to be. Contact Gessel & Associates Insurance Agency today to review your policy and ensure you have the coverage you need for the season ahead. Our team is here to help you stay safe and protected on the road, no matter what winter brings.